Independent storm information for Greater St. Louis — live conditions, damage documentation help, and verified local professionals. No sales pitch, ever.
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Alerts
All clear
Temp
73°F
Feels 75°
Wind
SSE 6
No gusts
Humidity
94%
Dew pt 72°
Live radar & alert map · pinch or drag to explore
Current conditions · Greater St. Louis
Live from the National Weather Service observation at St. Louis Downtown Airport. Always follow official NWS warnings first.
● Live · NWS · updated --:-- CT
Temp
73°F
Feels 75°
Wind
SSE 6
No gusts
Dew Point
72°
94% humidity
Humidity
94%
Dew pt 72°
Visibility
7 mi
Cloudy
Pressure
29.99" Hg
Steady
Active alerts
Warnings mean act now. Watches mean be ready. Advisories mean stay aware.
Damage categories
Hail and straight-line wind rarely damage only a roof. Walk every category before you close a claim.
Hail bruising, creased shingles, lifted ridge caps.
Hail dents, glass breaks, flood-water intrusion.
Split trunks, hanging limbs, uprooted canopies.
Leaning panels, snapped posts, blown-out sections.
Cracked panes, broken seals, screen and frame damage.
Dented troughs, detached downspouts, pulled fascia.
Cracked vinyl, chipped brick mortar, punctured panels.
Ceiling stains, saturated insulation, hidden mold.
Flattened condenser fins, bent coils, hail-struck units.
Surge damage, downed service masts, meter can strikes.
Debris fill, cracked tile, pump and heater damage.
Fractured panels, hail micro-cracks, racking movement.
Shredded plantings, washed-out beds, hardscape damage.
Patio furniture, electronics, contents losses.
Flat roofs, HVAC curbs, signage and fleet damage.
Claims education
You control your claim. Understanding the sequence keeps you from being rushed into decisions.
Photograph every elevation, every room, and every vehicle. Timestamped photos and video beat memory in every claim conversation.
You — not a contractor — should open the claim with your carrier. Record the claim number, adjuster name and direct phone line.
Know your wind/hail deductible, whether you carry RCV or ACV coverage, and any roof-age or cosmetic-damage endorsement.
Compare the adjuster's scope line-by-line with a licensed contractor's estimate. Ask about supplements for missed items.
Avoid contingency contracts, AOB forms and 'we'll waive your deductible' offers. Waiving a deductible can be insurance fraud — Illinois explicitly bans contractors from doing it.
Document your damage
Build a dated, organized record of your loss before cleanup starts. Your evidence is the strongest part of your claim.
Documentation checklist
STL Storm Team Verified
We take no part in your repair contract. We verify credentials, tenure and conduct standards — then step out of the way.
Our first verified professionals are being reviewed now. Check back soon.
See the full verified directoryConsumer education
Most storm losses get worse because of what happens in the first 48 hours. Here's the short version.
Scam warnings
After every St. Louis hail event, out-of-town crews arrive within hours. These are the patterns that cost homeowners the most.
Storm chasers follow hail swaths, sell jobs fast and leave before the warranty matters. Ask for a local address and years in the St. Louis area.
It's illegal for contractors in Illinois and can be fraud in Missouri. If a company offers it, they're prepared to commit fraud in your name.
Reputable contractors bill at material delivery and completion — not thousands of dollars before a truck ever arrives.
Signing an 'inspection authorization' can bind you to a contractor for the entire claim. Read every line first.
Public adjusters must be licensed by the Missouri Department of Commerce & Insurance or the Illinois Department of Insurance. Verify the license number before signing anything.
Real damage is still there tomorrow. Urgency is a sales tactic, not a roof condition.
Recent St. Louis storm reports
Official local storm reports, pulled live from the National Weather Service.
Real hail, wind and tornado reports from the National Weather Service are on the Hail Map.
